Buying a home is hard enough. Your lender should make things easier for you
Experience a process designed to reduce stress, not create it. Start with a quote first.
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- No impact on credit score
Today’s live purchase rates
Comparing rates shouldn't feel like an interrogation. We’ve redesigned the process to put you in control, replacing sales tactics with real transparency.
We don't sell loans. We help you choose the right one.
Get honest guidance from a seasoned professional who has your best interest at heart.
Hard Money Loan
Fast, asset-based financing for real estate investors who can't afford to wait on traditional lending.
Bank Statement Loan
The mortgage built for business owners who earn well but don't look like it on paper.
Get honest guidance from a seasoned professional who has your best interest at heart.
Most mortgages give you an adrenaline rush. Ours are boring and predictable like they should be
We built our process around what you've told us matters most — transparency, speed, and a loan officer who actually cares about getting it right for you.
Others
See live rates upfront
The rate you're quoted is the rate you get
Shop 100+ lenders at the same time
Actual humans, not chatbots
One dedicated advisor from start to close
Full fee breakdown before you apply
On-time closings (2-3 weeks on average)
Others
See live rates upfront
The rate you're quoted is the rate you get
Shop 100+ lenders at the same time
Actual humans, not chatbots
One dedicated advisor from start to close
Full fee breakdown before you apply
On-time closings (2-3 weeks on average)
Buying a home shouldn't feel like a guessing game
Every cost, every step, every timeline — laid out before you commit.
Don't take our word for it. Here's what our clients say.
"He worked with our realtor in order to create a strategy [..] to secure the property at a price that wasn't the best price"
Adam E.
"John Landry is the most knowledgeable and trustworthy person I know when it comes to purchasing a home. He gave me advice within the first few minutes of our conversation that no one else gave me after shopping around for weeks. I wouldn’t have my place without him, and have referred several friends. I highly recommend his services!"
Ray List
A year ago
"We worked with John and Regina based on a recommendation from our last mortgage agent. John and team were fast, efficient, and above all friendly when going through the process. They understand the complexities of the mortgage process and navigate them with ease. All while understanding the human factor. If you want an incredible and painless experience, pick Landry Mortgage Corporation!"
B Bean
A month ago
"11/10! John Landry is great to work with. He was aaaaaexceedingly patient and helpful while answering my questions as a first time home buyer, transparent about everything related to his fees, and his rates are the best in town. I would not hesitate to work with Landry Mortgage again or recommend him to others."
Daniel Thetford
3 months ago
"Not only did we have the money we needed at a great rate, it was an experience where [...] he went above and beyond"
John K
"John and his team are INCREDIBLE! Excellent communication and truly efficient service from start to finish. They are down to earth, reliable, and genuinely care about their clients. You can trust them to get the job done right while making the entire process smooth and stress-free. Highly recommend!"
Regina Ovendorf
A month ago
"I’ve trusted John with my mortgages and refinancing over the last 10 years. He’s fast, knowledgeable, and a genuinely nice guy. One of the best things about working with John is his network, he has a contact for everything and helped connect me with the right person when I hit a roadblock. His guidance and resources took a lot of stress out of the process. Highly recommended!"
Josh Fleischer
A month ago
"John treats others the way he would want to be treated and I think that's the biggest key"
Caleb S
"John and his team are simply the best! John really takes the time to Find the best solution For you. He gets all the information upfront and asked all the right questions so that the last thing you have to worry about is resubmitting things that are not related. He communicated The entire process from A-to-Z with us and truly delivered. A plus an all record!! We highly recommend him in his team."
Farhad Gholizadeh
3 months ago
We monitor rates and send the best ones your way
National averages don't tell you much. We'll send you personalized rates based on your loan amount, credit profile, and goals.
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Frequently Asked Questions
Common questions about buying a home, your mortgage, and monthly payments
- Do I really need a 20% down payment to buy a home?
No — that’s one of the most common myths in homebuying. The median first-time buyer puts down around 9–10%. Depending on your loan type, you may qualify with as little as 3–5% down. There are also down payment assistance programs available for eligible buyers.
- What credit score do I need to qualify for a mortgage?
It depends on the loan type. FHA loans can go as low as 580, while conventional loans typically prefer 620+. There’s no longer a minimum credit score requirement on some conventional loans. The best step is a quick conversation — your situation may be stronger than you think.
- How much house can I actually afford?
A common starting point is keeping your total housing costs — mortgage, taxes, and insurance — under 28–30% of your gross monthly income. But affordability is personal. Hidden costs like maintenance, HOA, and repairs matter too. We’ll help you see the full picture before you commit.
- Should I get pre-approved before I start looking at homes?
Yes. Pre-approval shows sellers you’re a serious, qualified buyer — which can be the difference between winning and losing a home in a competitive market. It also gives you a clear budget so you’re not falling in love with homes outside your range.
Couldn’t find an answer?
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Stop wondering. Start knowing.
Get real-time rates and transparent cost breakdowns so you can make decisions with confidence.
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- No impact on credit score
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