FIxed Rate
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
1
Adjustable ARM
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions.
2
Interest Only
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle for a specific period of time.
3
Conventional Loans
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
4
FHA Home Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
5
VA Loans
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and lower down payments.
6
Jumbo 40-Year Fixed (Interest-Only)
A jumbo 40-year fixed interest-only loan offers lower initial payments by requiring only interest during the early years, ideal for high-income borrowers financing larger homes.
7
First-Time Homebuyer Programs
These programs assist new buyers with options like a 2% grant on homes under $360,000, making homeownership more affordable and accessible.
8
DSCR Loans for Investors
DSCR loans qualify investors based on property income instead of personal income, ideal for rental property buyers and self-employed investors.
9
Bank Statement Loans
These loans use personal or business bank statements to verify income, helping self-employed borrowers qualify without traditional tax documents.
10
Renovation Loans
Renovation loans bundle home purchase and improvement costs into one loan, perfect for buyers looking to customize or restore a property.
11
Construction Loans
These loans finance construction for modular or manufactured homes, with options under VA, FHA, USDA, and Conventional loan programs.
12
Commercial Loans & SBA Options
Commercial and SBA loans help business owners finance property, equipment, or expansion with flexible terms and government-backed options.
13
Mortgage Rate Options
Our team is dedicated to helping you navigate the mortgage process with clarity and confidence. Whether you’re buying your first home, refinancing to save, or investing in your future, we’re here to guide you every step of the way with smart strategies and personal support.
We believe everyone deserves honest, expert mortgage guidance—no matter where they are in their homeownership journey.
LANDRY MORTGAGE
Landry Mortgage Reviews
What our clients are saying...
Discover why our clients trust us with their financial future.
Spencer M.
“It was a pleasure to work with John. He was helpful, looked up options for me, and quick to respond to questions. He was competitive with big lenders like Better or Rocket. I would use him again or recommend him to friends.”
Steve S.
“John has been great when it comes to his knowledge of the market and ability to recognize and understand what goes into the process of buying, selling, and investing in real estate. His expertise is priceless and I highly recommend him to handle all your real estate needs. His attention to detail is second to none.”
Paige W.
“John was great to work with and I highly recommend him for finding the lowest mortgage interest rates around!”
Ray L..
“John Landry is the most knowledgeable and trustworthy person I know when it comes to purchasing a home. He gave me advice within the first few minutes of our conversation that no one else gave me after shopping around for weeks. I wouldn’t have my place without him.”
Geoffrey R.
“John helped me with the mortgage to buy my condo, then reached out again when rates dropped and it was a good time to refinance—I chopped $100/month off my payment! Everything went perfectly smoothly each time, and John was always available to answer questions throughout the process.”
Haben W..
“I have worked with John for 12 years and he always provides top tier service. My clients are always grateful for the introduction.”